Mike Daugherty, principal, was the mortgagee approval specialist and single family FHA underwriter in the HUD San Francisco regional office for many years. During that time, he took hundreds of applicants through the approval process. Since retiring and forming his consulting practice in 1994, he has taken hundreds more successfully through the process. He maintains a friendly and effective association with the HUD staff in Washington, many of whom he worked with during his HUD employment.

Mike Daugherty writes regularly regarding HUD approval issues in professional publications, and has been published on numerous occasions in The Mortgage Press, The Scotsman Guide, and MortgageDaily.com.

The recognized expert on all Florida approval and compliance issues is Dave Taylor, Florida Compliance Specialists, Inc., at www.floridacompliance.com

For approval and compliance services in other states, contact Regulatory Counsel Group at www.regulatorycounsel.com